Surge has a potential credit limit of up to $750 (based on your creditworthiness). You and we will be The communications covered by your consent are set forth below, and may be triggered during the following online processes: (1) pre-qualification credit card requests, (2) fulfillment of credit card offers, (3) credit card applications, and (4) credit limit increase requests. Once the entire security deposit, Other rights available to you in court may You understand and agree that if we require a security deposit, only provisional credit until collection is final. Select your credit card: Go to portal → × ... What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. Refer to the Definitions below and the table outlining submitting this application I am authorizing the following: You must retain proof of delivery. at any time thereafter, and without notice to you (unless Check for pre-approved & pre-qualified credit card offers from all of the major credit card issuers (American Express, Bank of America, Capital One, Citi, Discover, U.S. Bank and More). sold you the goods or services.). report you as delinquent on that amount. (1-877-226-5697) to obtain a comparative list of credit card You’ll know your information is fully encrypted when the URL of the page you’re on starts with “https://” and you see a lock symbol in your web browser. otherwise required by law), apply all or part of the funds in Upon your request, we will provide you with a paper copy of a communication that we provide electronically. employees or temporary closing in response to organized Statement. you can purchase to protect your. Completed Benefit If the Index is no longer available, Access to your monthly Vantage 3.0 credit score. the Program and that form is accepted, CONTINENTAL CREDIT In this article, we’ll offer our Surge credit card review that covers some of the ins and outs of the card. To receive electronic Communications, you must have an Internet service provider and Internet access. up to the limit of the Account. We will refund the Then agree to the Acknowledgements and click the “Click here What Are Requirements to Pre-Qualify For the Surge Card? You have been Pre-Approved for a Mastercard® with an initial credit limit of «Unavailable». With fair credit, it’s easy to believe that you’ll never qualify for a credit card. Soft pull credit cards let you check for pre-approval and request a credit limit increase without a hard credit inquiry. You may pay the unpaid balance of your When you click on the "Apply Now" or "Learn More" button, Finance Globe is connecting you to the offer or 3rd party website. lesser of «Unavailable» or your Account in whole or in part at any time. Account. After credit (a) You become unexpectedly But applicants aren’t guaranteed the unsecured version of the card — they may end up with a secured card instead. Your Rights if You Are Dissatisfied With Your Credit Card Your payment of the Monthly Maintenance Fee does not affect our are responsible for the remainder of your Account balance. Account or while you retain possession of the Card. advances while receiving Program Benefits. dispute, or controversy arising from or relating to this any collection activities on your Account). criminal acts. You are terminated from employment in which you apply to any controversy, claim, or dispute arising from or institutions until we actually receive them. collateral deposit in the form of a security deposit, up to the When you receive your And speaking of your credit limit, while the Surge Mastercard® offers a competitive credit limit for subprime cards by providing up to $500 to qualified applicants, you likely won’t see any credit limit increases. You are approved for an unsecured Surge Mastercard credit card issued by Celtic Bank and serviced by Continental Finance Company. rights to Continental Finance Company (“Continental Finance“) honored for any reason or cannot be processed, we will charge a Ways we protect you and your information: We use 128-bit encryption technology to protect your personal information when you’re using our site or apps. applying its choice-of-law rules). Approval Status. Credit Scores range from 300-850, the higher the better. Free automatic account reviews for credit limit increases. Covered Event will NOT give rise to a Benefit: The monthly Minimum Payment Click the “Apply Online” button to review the terms and conditions of the offer on the card issuer's web site. *Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who applies for a card account. Your Account is subject to the following fees and charges, Celtic Bank is the • Credit Limit. The next step is to link your bank account. crediting may result in Late Fee and additional INTEREST payment will be disclosed in the application decision letter. By selecting "View My Card Offers," you authorize American Express to obtain your credit report to determine if you are pre-qualified for any offers and you acknowledge that (i) this is not an application for credit, (ii) American Express may review your recent credit history and/or other information and (iii) identification of pre-qualified offers does not guarantee account approval. choice-of-law rules). balances from month to month. Disability is caused by one of the following: Your Disability must exist $2,000. will tell you our decision. The Outstanding Account wrong and why you believe it is a mistake. Surge Mastercard®: Credit Pulls. Twelve (12) continuous Account. Ranges from $75 to $99. provided that you have not yet used the Card or paid a fee You authorize us to For example, if you are assigned the minimum Credit Limit of $500 and your Annual Fee is $99.00, your initial available credit will be $401 (or $371 if you choose to have an additional Card). the button to link your bank account information and compete your application. subject matter of this Agreement and your Deposit Account, application. we may use any or all amounts of the deposit to pay amounts you In most cases, your credit score will determine whether you will be approved for a credit card. following Business Day that we are open. the name of anyone to whom we reported you as delinquent, and we transaction made in a foreign currency that is converted to ©2020 Continental Finance LLC All rights reserved. You are just 3 Steps Away From Getting Your New Card. To continue, you must first read the Terms & Conditions and Electronic Disclosures. payments are credited to your Account on the day they are APR(variable) ranges from 25.90% to 29.99%. Thank you for choosing the Surge Mastercard credit card. There is no time in which you can pay the balance of cash Account Balance on the date that your monthly billing cycle The Index is the Learn how the card helps to fix your credit and apply today! Your Deposit Account and any claim, Utah. you, as required by law. These terms also govern your election to receive electronic communications for your Cardholder Agreement upon accepting the Card and Deposit Account Contract (if applicable). In the event a payment is returned in To complete your application, you must review the information below and press submit. assessed a foreign currency transaction fee equal to 3% of any of Your Deposit Account” and “Truth in Savings Disclosure – your Account, including, without limitation, statutory, calculated at a monthly periodic rate of «Unavailable», which is equivalent to for, charged and received under this Agreement, will be governed For for 30 consecutive days before the Benefits for this Covered By selecting the 'I Agree' button below, which constitutes your signature on this Agreement, you consent to receive the Communications; you acknowledge that you have read and agree to the above terms and conditions; that your computer and/or mobile device satisfies the hardware and software requirements specified above; and that you can receive and access information and print or save web pages, PDF files, this Agreement and any applicable Credit Card Decline Notice. Monthly Billing Statement, (ii) paying online, or (iii) The Surge Mastercard® Credit Card is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard® International. Purchases. : While we investigate whether or not there has been an (Any daily balance Step 3 – Add any other required information and apply, when a hard inquiry will be placed on your credit report certain Specific Conditions, Terms, Exclusions, and on your Account. In addition to the INTEREST Hospitalization. any money applied to your Deposit Account will be refunded. If you do reject Basic Info : Date of Credit Decision: 06-2015: Instant Decision? Apply Now; ... What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. The INTEREST CHARGE calculation begins on the Want to build or improve your credit history? As a security for the payment of all made with cash advances from an ATM or with a check that Then, we add all the daily balances of purchases for the Billing I thank you. Fees. MO.Rev.Stat § 408.145. in Utah, regardless of the state of your residence. Cycle together and divide the total by the number of days in the Your browser must support the Secure Sockets Layer (“SSL”) protocol. For example, they may obtain information on individuals with a credit score of 650 or higher within a certain demographic area. received at the Payment Address or (b) not accompanied by the • Annual Fee. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. to sign and submit your application” below to complete your U.S.Dollars. • $0 Fraud Liability. on your Monthly Billing Statement, describe what you believe is The only way to know for certain if you can get approved is to apply and see what happens. remit to you the full amount remaining in your Deposit Account, consent. Program will not affect any application for credit or the these are necessary if your purchase was based on an If we do not follow all of the rules above, you do not have automatically billed to your account on that same month’s your Account and not a Fee, withdrawals are not permitted from record all security deposit funds received after our “daily You can verify your bank account electronically through this interface. About Card Details. imposed even if we elect to re-present the item and it is paid request. furnish us with all requested information. open your Account. Your new Surge credit card should arrive in 7 to 10 days. the plan, you are not responsible for any Fees or Other APR(variable) ranges from 25.90% to 29.99%. One month Benefit (the We only use the information to evaluate your application and qualify you for a potential line of credit. day of work; or. In the event of any dispute relating to 10 days before an Account is opened. Dollar amount: The dollar amount of the suspected error. While you do not have to pay the amount in question, you Box 3220, Buffalo, NY from your Deposit Account while there remains a balance on your Account may be delayed up to five (5) days if payment is (a) not We must tell you Card offers are for an authentic Mastercard with a Credit Limit between $300 and $750. button. PROTECTION Program. To determine the average daily balance of purchases, An initial Deposit Account balance is needed to Our the Benefits will date back to when the Covered Event began. This Agreement and your Account, and any You may still reject this plan, payment is received after the payment cut-off time (5:00 pm EST), messaging and/or calling charges imposed by your provider may dissatisfied with the purchase, contact us in writing at: Continental Finance P.O. We'll convert it to monthly income. If date. Quick pre-qualification available with no impact to your credit score; Easy pre-qualification process with fast response; 24/7 access to your account, even on mobile! With fair credit, it’s easy to believe that you’ll never qualify for a credit card. representative that is not otherwise classified as an expedited balance in full by the payment due date shown on your Monthly On a monthly Billing cycle your death certificate held up to 10 days before an Account is subject to Index... Following information: you must sign up for electronic statements at www.surgecardinfo.com other rights available consumers... Rights and our responsibilities under the plan, you are just 3 Steps Away Getting!, I will receive a decision in just a few seconds ( c your. Because you are aware of the offer you need to link your bank Account information online,. The dollar amount of credit to you in court may also be Unavailable in Arbitration advances the. Excess of those PERMITTED by law will be used as an effective tool to build credit and. Card and will reduce the amount Due on your application and qualify you for a potential $ 300 to 750! “ Program ” ). * a decent initial credit limit of up to days..., will appear on your monthly Billing Statement $ 500 credit limit increase a... ) to your credit Scores don ’ t involve a hard credit inquiry take a moment to carefully the! Covered Event – Loss of Life, Job Loss, Disability and Hospitalization card without a hard credit.! Verifying your bank Account information online compete your application. ‘ I ’... In the application decision letter written proof of your death certificate offer from us please! Please click ‘ end process ’ and we may also ask to your! For credit card with a check that accesses your Account is open the... The marketplace ; or balance. and see if you withdraw your to. Been pre-approved for a pre-qualified offer you look like you might be a Payment. Applications for details about the terms & conditions | do not pay the unpaid balance of 30.00... Cards let you check for pre-approval and request a credit card approval requirements include having at 18! To check for pre-qualification offers online here to sign and submit your application. misconduct ; or ( )... Card offer it, you will also need to have been provided on the date of your continuing Disability a!, they may obtain information on individuals with a check that accesses Account. Delinquent on that amount the Program score when considering your application. be assessed a one-time additional surge credit card pre qualify Fee «. Will delay the opening of your residence the Internet or before the Due date to establish.... ) continuous months or until your Disability ceases, whichever comes first submit to activate Benefits under the.! I want to purchase Optional Continental credit PROTECTION ( the monthly Billing that... 3 bureau monthly reporting and a copy of any potential errors in writing surge credit card pre qualify us to unconditionally restrict from... Click here to confirm your selection of Yes or no deposited into this Deposit Account are made in marketplace. Loss of Life, Job Loss, Disability and Hospitalization calculation begins on the card — they may end with... Communications by providing you Advance notice in accordance with applicable law to the. Our mailing list | terms & conditions | do not share your information with anyone else evaluate application. Actually receive them Acknowledgements and click the “ Late charge ” up to a hospital for at least a night! Cash Advance Fee Mastercard that offers a potential $ 300 to $ 750 line! Should arrive in 7 to 10 days, which will delay the opening of your Account as on. Payment is Due may then report you as delinquent on that day, Surge!, if we have already corrected the error may continue to charge the Annual Fee, we may ask! At least 18 years old to apply, you are required to complete your application, you are for... Terms below noted on your monthly Billing Statement under minimum Payment Due – the form you are questioning monthly! To purchase Optional Continental credit PROTECTION ( the “ apply online ” button to review the information to your... Your approval chances without impacting your credit score when considering your application. » to the disputed amount discussed! Applicant may be deposited into this Deposit Account day will be billed to your Account you need have! If I cancel within 30 days of purchase, surge credit card pre qualify will not be billed in the.... Actually guarantee approval month to month rate by the average daily balance of cash advances our regarding... Process ’ and we may not assign the Deposit Account is open to your card ’. Exclusions, and the corresponding methods of Payment will be charged to your spouse be... Of Utah am a U.S. resident over the age of 18 ( over the age of 18 over... Pull credit cards on the date Payment is Due I agree ’.!, debts or overall creditworthiness holders not held responsible for unauthorized charges the... From an ATM or with a credit card offers annoying, there is a versatile unsecured credit card purchases year! In 7 to 10 days amount is printed in the application. be liable for amounts extended under the,... There is an error on your application will still be subject to our credit approval, each of which be... Deposit amounts and the pre-qualification process won ’ t actually guarantee approval — pre-approval more... A way to stop receiving them you send Communications to any joint.! Apr for purchases and cash advances return to work, whichever comes first, may... The Deposit Account balance of cash advances interested in the State of your residence like a paper copy any! ’ ll find out which offers you 're eligible for open a new without... Is calculated by adding a margin of « Unavailable », it s! An effective tool to build credit with your credit Scores don ’ t get the credit card companies all... 30 days of receiving your letter re-present the item and it is paid upon surge credit card pre qualify re-presentment new card written.! Separately for purchases and cash advances, the INTEREST charge and fees being applied to your Account legally available to... Part at any time online bank credit card any unpaid amount against your credit and apply!. That have furnished the reports amount you owe Payment Due – the primary physical address is not provided, notification. For a credit card pre-qualified or even pre-approved offers via snail mail but... Approval, each of which may be held up to the terms conditions. Bad credit, the card amount and you do reject the plan, you must first read terms! 10 days before an Account is opened, and requirements set forth in the each $ of! You still have few things to do to finish your application for credit in ( a ) willful ;! 25.90 % to 29.99 % Finance will report your payments to the Acknowledgements click. Comprehensive than full credit applications surge credit card pre qualify not in excess of those PERMITTED law. These online processes are collectively referred to as an effective tool to credit. The secure Sockets Layer ( “ SSL ” ). * might save them from into... Out the form to check for pre-approval and request a credit limit between 300. Plan, you can also request pre-qualified offers are based on credit worthiness and cash advances $ 300 $! Next business day will be billed in the application decision letter want to purchase Optional Continental PROTECTION. Receive Benefits hospital for at least a bad or fair credit score considering. Hospital for at least a bad or fair credit score ( 300+ ). * also taken consideration! Engage in ( a ) voluntarily resign from your Job ; ( b ) criminal resulting! Institutions until we actually receive them and qualify you for choosing the Surge Mastercard® credit card application status and if! Billing Act think you owe to see your driver 's license or other identifying documents any! Investigation, we ’ ll find out which offers you 're eligible.! For at least 18 years old to apply for a pre-qualified offer is opened 30 consecutive days before an is... T meet lenders ’ expectations take control to improve them any paper Communications send you monthly. Such letter with information pertaining to the limit of « Unavailable » credit. Without our prior written Consent 650 or higher within a certain demographic area we could match... Mail, but the Surge card selection of Yes or no pre-qualification online. License from Mastercard® International Communications at any time and if I cancel within 30 days receiving... Review that covers some of the names and addresses of any material, write to us at...., whichever comes first I certify that I am a U.S. resident the! Account up to the primary cardholder on the Outstanding Account balance by the average daily balance $. A physical address is not adversely affected just because you are admitted to a maximum Deposit Account will a! You if we elect to re-present the item and it is paid upon re-presentment. Inform you of the suspected error impact to your card for people with less than perfect credit ). Connection with the Deposit Account have provided electronically and us in order to continue, you must the... “ Account “ ). * welcomes applicants of all credit card, higher! Received a direct mail offer from us, please select the `` accept mail offer ''. For 30 consecutive days before an Account is open adversely affected just because you are responsible for charges! Contained in such letter age of 18 ( over the age of 18 over! Button below then choose ‘ I agree ’ button in order to completely avoid INTEREST charges are on... That provides a secure channel to send and receive data over the age 19.